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Credit
Counseling
How It Works...
STEP 1
Submit a request for information by completing
the form located on the righthand side of this
page.
STEP 2
A highly-trained Christian debt
advisor will contact you at the phone number(s)
and/or email addresses that you provided. We make
every effort to respond to your request within
one business day. Please expect a phone call from
one of our advisors during that time frame.
STEP 3
Your advisor will listen to your unique
concerns, help you to assess your current situation
and explore for you what specific assistance will
be available to you through our Christian debt progams.
STEP 4
If we are able to find a workable program
that meets your specific goals and needs, a simple
membership package is sent to you via fax or email.
You complete the forms and return them to us.
STEP 5
Once your program start date arrives,
our non-profit service provider contacts your
creditors to notify them of your enrollment in
our Christian debt program. Your accounts are restructured
(i.e. reduced interest rates, etc.) according
to the program guidelines.
STEP 6
Every month you make your scheduled payment.
Upon receipt, your money is forwarded to each
of your creditors for the agreed amounts. You
continue to receive your credit card statements.
From them you can verify your payment has been
received and you may monitor your continued success.
Please fill out the Christian debt information request form on the right to request more information about our Christian debt programs.
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