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We all know there is a financial cost to debt. High interest rates, fees and extended repayment terms mean the debtor ends up repaying several times the original amount that was borrowed.


For those striving to be of service to the Lord, there is a higher price being paid — a spiritual cost. No one who is financially bound can be spiritually free. It is more difficult to honor God and His word in daily life, when your attention is dominated by concerns about money. Financial burdens are among the leading causes of strife between husband and wife, parents and children, business partners and friends. Many debtors find it increasingly difficult to maintain their commitment to tithing. In those cases where monthly obligations can no longer be met, the debtor’s sense of personal integrity suffers.


Our Christian debt programs offer financial relief -- just what you need to put your attention back where it belongs:

christian-debt-christiandebtarrow Lower monthly payments
christian-debt-christiandebtarrow Lower interest rates
christian-debt-christiandebtarrow Eliminate late and overlimit fees
christian-debt-christiandebtarrow One simple, consolidated payment for all your bills

IIn combination with time-tested biblical principles, our programs can can guide you back to a life entirely free from the burden of worldly debts and a simpler lifestyle -- a life of joy and service that God and His son intended for all of us.

For more information, continue reading below or simply submit the request for information located on the right-hand side of this page.

 


Depending on your current situation, Christian Crossroads may arrange lower monthly payments with your creditors. In some cases monthly payments can be reduced up to 70%. To find out what your monthly payments would be, submit the request form on the right-hand side of this page. One of our advisors will contact you.


Christian Crossroads is currently achieving average interest rates between 6% and 8% for our clients. Many creditors will go all the way to zero interest on our program. Have you noticed that your current monthly payments go almost entirely to finance charges? To find out how lower rates may accelerate your repayment, submit the request form on the right-hand side of this page. One of our advisors will contact you.



Not every client is in a position where the creditors have begun charging these fees, however good people with the best intentions fall behind for a variety of reasons: health issues, loss of employment, etc. To find out how Christian Crossroads may eliminate late fees and over-the-limit charges, submit the request form on the right-hand side of this page. One of our advisors will contact you.


Christian Crossroads’ Christian debt programs allow you to make one, simple monthly payment. You choose a payment date that fits your monthly budget and a payment method that fits your lifestyle. To free yourself from multiple due dates and complicated payment methods, submit the request form on the right-hand side of this page. One of our advisors will contact you.

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Our advisors are happy to answer
any questions that you may have.
Our mission is to relieve this burden
and bring you closer to Him.


REQUEST MORE INFORMATION

First Name


Last Name


State


Daytime Phone


Evening Phone


E-mail Address


Total Unsecured Debt



We treat your personal information
as we would treat our own.
Read our privacy policy.





Give to God first
The firstfruits of all that He gives us -- the tithe from our gross income -- must be our first commitment. Without faithfully fulfilling this commitment, all other efforts will fail. Go beyond this by mentally giving all your worldly possessions to Him, that they may be used to do His will.

Resolve your obligations
There is a vast difference between meeting your obligations every month and actually resolving them. By reducing or eliminating interest rates and fees and by restructuring monthly payments, we can help you to make significant progress on your debt. This provides a ray of hope and a promise of freedom. The net result is freedom from debt in a fraction of the time.

Learn to trust God
God knows what you need before you ask, so begin to trust Him for the things you need but can’t afford. Make all financial decisions based on the principles of God’s Word, not the world’s financial principles and conventional financial wisdom. Curb impulses to buy. If it is not budgeted, don’t buy it. Wait for God’s provision.

Seek wise counsel
Many people need assistance in establishing and maintaining a budget, maintaining faith and working with creditors. Seek assistance from your local church leaders as well as members of your congregation, friends and loved-ones. Feel free to include us among your counselors.
 
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Christian Crossroads • Christian Debt Programs Guided By Christian Principles
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